EPFO UAN Activation & EPF Member Passbook Download Guide
Complete guide to activating your Universal Account Number (UAN) on the EPFO Member Portal, downloading your monthly contribution passbook, and tracking claims online.
The Employees' Provident Fund Organisation operates under the Ministry of Labour and Employment, Government of India, managing mandatory provident fund accounts for Indian organized sector employees.
Phase 1: How to Activate Your UAN Online
Before you can log in, view your balance, or submit transfer claims, you must activate your Universal Account Number:
- Visit Member Interface: Go to the official Unified Member Portal (
unifiedportal-mem.epfindia.gov.in). - Click "Activate UAN": Scroll to the Important Links section on the bottom right of the login screen and click Activate UAN.
- Fill Required Fields: Enter your 12-digit UAN, Member ID (if UAN not known), Aadhaar Number, Full Name (must match Aadhaar spelling), Date of Birth, and Aadhaar-linked Mobile Number.
- Get Authorization PIN: Check the declaration box and click Get Authorization PIN. Enter the OTP sent to your Aadhaar-linked phone.
- Password Generation: Once activated, EPFO sends your initial login password via SMS. You should log in immediately and set a strong custom password.
Phase 2: Understanding Monthly Contribution Formulas
Every month, the provident fund contribution is calculated based on Basic Salary + Dearness Allowance (DA):
100% credited to EPF
Deducted directly from monthly gross pay. Eligible for tax deduction under Section 80C of the Income Tax Act (up to ₹1.5 Lakh per financial year under Old Tax Regime).
Split into EPF & EPS
- • 8.33% diverted to Employee Pension Scheme (EPS) (capped at ₹1,250/month).
- • 3.67% credited to Employee Provident Fund (EPF).
- • 0.50% additional paid by employer for EDLI life insurance.
Phase 3: Downloading Your Monthly EPF Passbook
EPFO operates a dedicated high-capacity portal specifically for passbooks and claim analytics:
- Navigate to passbook.epfindia.gov.in.
- Enter your 12-digit UAN, your member password, and solve the captcha calculation.
- Select the relevant Member ID if you have worked at multiple establishments.
- Click Download Passbook (PDF) to view every monthly credit, accrued annual interest, and pension fund accumulations.
Frequently Asked Questions
How soon after activating my UAN can I download my EPF passbook?
After successful activation of your Universal Account Number (UAN) on the Unified Member Portal, the passbook facility on the EPFO Member Passbook portal becomes available exactly 6 hours later.
What is the monthly EPF contribution split between employee and employer?
The employee contributes 12% of basic wages + Dearness Allowance (DA) entirely to the Employee Provident Fund (EPF). The employer also contributes 12%, which is split: 8.33% goes to the Employees' Pension Scheme (EPS, capped at ₹1,250 for wages above ₹15,000) and the remaining 3.67% goes to the EPF account.
What documents are required to activate UAN online?
You need your 12-digit UAN number (provided by your employer), your Aadhaar number, your Name and Date of Birth as recorded in Aadhaar, and an active mobile number registered with Aadhaar for OTP verification.
Which form is used to transfer EPF from a previous company to a new one?
Form 13 (Online Transfer Claim) is submitted via the Unified Member Portal under 'Online Services > One Member - One EPF Account (Transfer Request)'. It does not require physical paperwork.